Funny NAR Numbers Just Don't Add Up

The NAR has just alerted the planet that they are about to revise their reported home sales data downward for existing homes back thru 2007 in a 'meaningful' way. Terrific... just what we all need... bad news on top of already dismal news! The NAR has cited several reasons for the new set of data including their use of outdated assumptions reported by the 2000 census and the geographic expansion of MLS geographies causing 'double-counting'. This apparently has compounded the problem of only counting MLS data, which as we know, only includes agent listed homes and not those sold by the owner, or For Sale By Owner. Mr. Yun has said, 'and because more people are using realtors to list their homes instead of selling them independently, realtor-listed sales numbers have become artificially inflated'.

Wait a minute, this sounds as though the NAR has just discovered this fact!

The NAR had been publishing an annual research survey, 'Profile of Home Buyers and Sellers' for at least the past decade. Each year they compile the number of homes sold with the help of an agent compared to those sold by owner. The 2007 report cited 12% of all home sales were FSBO. This percentage of FSBO sales has varied by no more than 1-2 percentage points annually thru 2011, when FSBO's represented 10% of all existing home sales, which was up 1 percentage point from the previous year. What is confusing in the remarks of the NAR is why they would now all of a sudden suggest they have been overcounting MLS sales figures. They have always been tracking FSBO sales and the annual estimated FSBO sales have not changed significantly over the past 5 years. Therefore, it is confusing as to why now they would make an adjustment to their modeling projection for this factor.

This seems to suggest the NAR is trying to characterize FSBO sales as being increasingly insignificant because more and more sales are via an agent. As cited in their own research, this is not the case at all. In fact, their own research data reveals that there are a significant level of 'Flat-Fee MLS' sales which are actually owner sales that have opted to only pay a buyer's agent a commission. The NAR disguises this data by labeling as 'the agent listed the home in the MLS and performed few if any additional services'. These sales represent a hybrid sale that dramatically reduces the amount of commission paid by an owner selling their own home. Since the owner can decide how much commission is to be paid to a buyer's agent, the owner can save up to 3 percentage points or more, representing a significant savings. The NAR research indicates these sales represent about 10% of all existing home sales. Thus, the real percentage of homes sold by the owner is over 20% when both pure FSBO sales are combined with Flat-fee MLS sales.

Home sellers can no longer pay the traditional 5-6% commission rates as they face going underwater with their mortgage and are watching their equity evaporate daily as prices continue to fall. Sellers will find alternative ways to sell their home to avoid the traditional commissions.

Moon Goddess's Full Moon - December 2011

The Moon Goddess's Full Moon is on December 10, 2011 at 6:36 am, PST. Start preparing for this encounter three days ahead, ensuring your physical, emotional and mental aspects are ready to connect fully. The Moon Goddess's luminous moonbeams want to ensure you can link up with the Sagittarius Goddess's energies.

Sagittarius Goddess

The Sagittarius Goddess just took over from the Sagittarius Archer on the Moon Goddess's New Moon. She's been most busy transmitting energies to her Sagittarius transmitters; those born November 23 to the December Solstice which can vary a day some years. The Sagittarius Goddess's reign ends on December 21, 2011 at 9:30 pm when the Capricorn Goddess will begin her tenure.

Adrenalin Driven Energy

Like all the Zodiac Goddesses, she has been inspiring her Sagittarius transmitters to shift over from their male adrenalin driven energy to their feminine caring energy. Now at the Moon Goddess's Full Moon, the Sagittarius Goddess is sending her messages to you and everyone. If you are a Sagittarius transmitter on Mother Earth, you will receive more abundantly.

Matriarch Era Becoming Anchored

The Sagittarius Goddess has profound messages for you. No longer do you want to be just the puppet or the avatar of your higher self, the puppeteer. She states for the matriarch era to be fully anchored, you will need to help lead the way, from the physical realm.

You are the One Percent

Just like the zodiac signs are shifting to their Goddess expressions, demand that of your higher self also. No longer do you want to be guided by the masculine part of your higher self, you want the Goddess part of your higher self to take over. You may have to protest, as in this case, you are clearly the 99% with your higher self being the 1%.

Your Higher Self

Don't be naïve; you are not the only avatar or puppet that your puppeteer is pulling the strings. The Sagittarius Goddess energies will help you awaken to other avatars that your higher self is the puppeteer for also. Surely you didn't think that your higher self only sent in you to the physical realm, there are at least twelve of you, one for each zodiac sign.

You Want a New Script
You want a say in how the virtual reality game of life gets played out. You want a new script, the old Goodness Triumphs Over Evil, which propelled you into adversity with both people outside of you and internally, just doesn't work in a matriarch inspired era. Yes, you became stronger, a real survivor but it's time for a shift. You no longer want your biggest learning lessons to be through crises, relationship breakups or accidents. The reward for your higher self has been the virtues or qualities like strength and power, but at your expense and quite painful sometimes for you. Enough!

Awaken Loving Qualities

You now want to awaken all the loving qualities within you, and that's not going to happen with you triumphing over what's wrong with you. You want change from the top down, which means your higher self to you.

Activate All Signs in You

You also don't need to incarnate twelve times to attain all the zodiac sign qualities, you now can connect with each of the Zodiac Goddess's and activate those aspects of you in this life. You no longer want these parts of you kept separate, waiting for another life to blossom.

Become a Caring Person

The Sagittarius Goddess's message is the same as all the zodiac Goddess's message for this astrological year; begin to truly take care of yourself which will connect you with the Goddess of Love's vibration. Utilize each of the zodiac Goddess's energies to help you truly become a caring person to yourself. That's when your love will fully awaken, connecting you most intimately with others as they feel your heart and trust you. Precognition, telepathy and intuition are just the beginning! Don't settle for less! Protest and demand your higher self shift now!

Will The World As We Know It End On December 21st 2012

If I type in '2012 blogs' to Google, it brings up a staggering 261,000,000 items. Now they may not all be individual blogs, but it would be safe to say if you hadn't heard about all the gloom and doom merchants you're probably 'living under a rock!' So the big question is:- "Will it happen?" I've got to say straight up that I don't know anymore than anyone else. It may all happen Dec. 21, 2012, or it may happen May 6, 2010, or Jan. 4, 2025 or April 12, 2130. But the odds on it or any other 'end of world' scenario being correct are infinitesimally small.

So let's examine the main claim together: that of the Mayan calendar. Wikipedia has an exhaustive article on the Mayan calendar, that falls in the 'too much information' basket, but it does say and I quote:- " Misinterpretation of the Mesoamerican Long Count calendar is the basis for a New Age belief that a cataclysm will take place on December 21, 2012. Dec. 21st is simply the last day of the 13th b'ak'tun. But that is not the end of the Long Count, because the 14th through 20th b'ak'tuns are still to come. Sandra Noble, executive director of Mesoamerican research...considers the portrayal of Dec 2012 as a doomsday or cosmic shift event to be 'a complete fabrication and a chance for a lot of people to cash in'." Elsewhere I read that the modern day Mayans consider this claim to be laughable and ridiculous and just an example of Western society hijacking their history.

So mathematically speaking there is no basis at all to speculate on the odds of this because the data is incorrect. But that doesn't stop people speculating. Remember when those planes were going to fall out of the sky when all the computers failed on Jan. 1, 2000? Or the myriad previous end of world scenarios. The only part of this that is correct is that on Dec. 22, 2012 those blogs will either disappear or produce some new date.

OK, now what has all this got to do with Life Cycles? Why do I care? The answer is I only care because my carefully assembled research means the complete reverse to the 2012 theories. Namely the possibility of my case histories happening by chance alone is equally infinitesimally small!

Read about just some of my research for 2009. I welcome you to check and double check what I say (because that's exactly what I do before I write). Now if I say to you that for many people (but obviously not for all) there is a very significant Revolution Year when they are 36, then I must be able to point to examples (and sometimes examples of age 24 and age 48 revolutions). I have previously taken famous historical figures and produced evidence of significant life and career change at ages 24, 36 and even 48. I can show you how this applies un the cases of Aristotle, Alexander the Great, Julius Caesar, Michelangelo, Leonardo Da Vinci, Winston Churchill, Hitler and JFK. I didn't comb through a list of dozens or hundreds to get these I just read one summary after another. That's right every single case I studied is in there. Think about it. Do you think it a mere coincidence that Alan Alda began the MASH series at 36 or Jerry Seinfeld began The Seinfeld Show or Edward Woodward began Callan? Or David Frost who was at a major crossroads as shown in Frost/Nixon or Jerry Lewis who filmed his number one movie "The Nutty Professor" or Frank Sinatra whose career got resurrected from the ashes and I could go on and on and on.

Come on: "you do the maths!" What chance do I have of being correct? Is it 1 year out of 70 (the biblical allotment)? Or 1 out of 30 (an average number of adult productive years)? Or is it simply 1 out of 12 (because I say every 12 years there is a revolution in your life)?

I don't care what you pick because I've just listed 15 consecutive examples and the chances of me getting it right by guesswork would be 12 to power of 15 or 1 in 1,540,702,160,000,000. Now the chance of getting dealt a Royal Flush in spades in a 5 card game of poker is 1 in 2,598,960. A lot smaller but still pretty big (as a poker player I've never been dealt one). What do you want to put your money on?:- Dec 21, 2012 (with immeasurably small odds) or something that is 592,814,880 times more certain than the possibility of getting dealt a Royal Flush?

I rant like this because I care that you should not be led by the nose. I'm the first person to say exactly this, but just because I'm a small voice doesn't mean you shouldn't listen. I'll be back soon with arguably the mightiest single Revolution Year of all. Don't miss it and until then: "May the cycles always bring you good fortune".

Tanzanite of December Birthstones

December is one of the most beautiful as well as significant months of the calendar year. Not only does it mark the end of a year and in a way makes way for another new beginning, it also hosts one of the most festive occasions, Christmas. Interestingly December is also a month that witnesses a great number of birthdays which add to the celebrations of the month.

Talking of December and birthdays one fact deserves mention which again is quite unique and that being there is not just one but numerous birthstones specially dedicated to the month of December and all who celebrate their birthdays in this particular month enjoy the liberty of choosing from a wide selection of birthstones which bring them an ample dose of good luck.

Out of the whole lot of birthstones for December let's start with the endlessly beautiful Turquoise which is said to bring prosperity and good luck to the wearer. This gemstone gets its name from Turkey which is where they were first brought from. In ancient times turquoise was considered to be a sacred stone that protected against all evil as well as ill health.

Topaz happens to be another birthstone for December and the cool blue hue of these gemstones evokes a feeling of tranquility. In fact ancient civilizations believed that topaz possessed cooling properties. These stones are said to be highly effective in curing insanity, asthma, insomnia and poor vision. Blue topaz is also said to instill love and fidelity.

Zircon is the other gemstone that is also the birthstone for December. One thing to keep in mind here is not to confuse zircon with cubic zirconia. These stones again are said to have magical powers and are lucky for those who celebrate their birthdays in December.

Last but not the least, tanzanite the most recent entrant in the world of glittering gemstones is also the birthstone for December. Earning its name from Tanzania, the only place in the entire world where it is mined, tanzanite is not only a beautiful gemstone but is also extremely rare. The rich violet blue color of these stones has won them a lot of popularity across the globe. These charming stones not only look gorgeous but also are the good luck charms for all born in December.